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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,224 | $56,894-55.7% | $84,753-70.2% | $62,881-59.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.70% | 6.30%-4.6pp | 22.78%-21.1pp | 20.14%-18.4pp |
| Employer contribution / active EE | $9,530 | $2,400+297.1% | $3,574+166.6% | $2,281+317.8% |
| Participant deferral / active EE | $2,499 | $2,709-7.8% | $3,712-32.7% | $3,203-22.0% |
| Admin fee / account holder | $2,793 | $3,581-22.0% | $5,333-47.6% | $4,296-35.0% |