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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,926 | $212,386+36.0% | $199,883+44.5% | $138,895+108.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 2.59% | 47.75%-45.2pp | 43.81%-41.2pp | 145.39%-142.8pp |
| Employer contribution / active EE | $11,319 | $6,625+70.9% | $6,261+80.8% | $4,194+169.9% |
| Participant deferral / active EE | $10,733 | $9,617+11.6% | $9,138+17.5% | $6,396+67.8% |
| Admin fee / account holder | $309 | $18,233-98.3% | $17,268-98.2% | $12,562-97.5% |