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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,132 | $201,264+29.2% | $184,185+41.2% | $145,978+78.2% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 15.19% | 29.00%-13.8pp | 28.81%-13.6pp | 550.52%-535.3pp |
| Employer contribution / active EE | $2,197 | $7,021-68.7% | $6,426-65.8% | $4,662-52.9% |
| Participant deferral / active EE | $7,925 | $9,806-19.2% | $9,132-13.2% | $6,690+18.5% |
| Admin fee / account holder | $1,715 | $16,376-89.5% | $13,909-87.7% | $13,400-87.2% |