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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,908 | $153,769-40.9% | $133,975-32.1% | $273,972-66.8% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.1%-12.1pp | 83.0%-8.0pp |
| Annual return | 1.66% | 36.51%-34.8pp | 29.29%-27.6pp | 41.46%-39.8pp |
| Employer contribution / active EE | $1,761 | $6,029-70.8% | $5,211-66.2% | $4,869-63.8% |
| Participant deferral / active EE | $2,087 | $6,958-70.0% | $6,282-66.8% | $5,287-60.5% |
| Admin fee / account holder | $1,658 | $11,765-85.9% | $9,324-82.2% | $10,133-83.6% |