Filed February 1, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING Service code 16 · EIN 11-3658445 | Consulting | $75,982 |
Filed as: MERRILL LYNCH, PIERCE, FENNER SMITH Service code 15 · EIN 13-5674085 | Recordkeeping | $59,112 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,480 | $56,102+57.7% | $101,794-13.1% | $102,872-14.0% |
| Participation rate | 38.9% | 70.4%-31.4pp | 69.2%-30.3pp | 73.0%-34.1pp |
| Annual return | 13.26% | 14.06%-0.8pp | 30.53%-17.3pp | 19.06%-5.8pp |
| Employer contribution / active EE | $375 | $1,380-72.8% | $2,289-83.6% | $3,526-89.4% |
| Participant deferral / active EE | $1,653 | $2,801-41.0% | $4,084-59.5% | $5,535-70.1% |
| Admin fee / account holder | $218 | $262-17.0% | $8,777-97.5% | $292-25.6% |