Filed February 1, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER SMITH Service code 15 · EIN 13-5674085 | Recordkeeping | $73,845 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,202 | $43,466+31.6% | $90,951-37.1% | $90,288-36.6% |
| Participation rate | 37.3% | 62.5%-25.2pp | 69.0%-31.7pp | 73.4%-36.1pp |
| Annual return | 12.13% | 25.26%-13.1pp | 134.60%-122.5pp | 53.97%-41.8pp |
| Employer contribution / active EE | $171 | $840-79.7% | $2,122-92.0% | $2,524-93.2% |
| Participant deferral / active EE | $1,298 | $2,138-39.3% | $3,373-61.5% | $4,232-69.3% |
| Admin fee / account holder | $96 | $92+4.1% | $5,959-98.4% | $114-16.1% |