Filed February 1, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COOK STREET CONSULTING1 year Service code 16 · EIN 84-0854432 | Consulting | $79,088 |
Filed as: MERRILL LYNCH, PIERCE, FENNER SMITH Service code 15 · EIN 13-5674085 | Recordkeeping | $69,392 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,473 | $48,166+40.1% | $96,562-30.1% | $93,030-27.5% |
| Participation rate | 42.4% | 65.1%-22.7pp | 69.8%-27.4pp | 73.9%-31.5pp |
| Annual return | 12.81% | 21.31%-8.5pp | 37.78%-25.0pp | 158.70%-145.9pp |
| Employer contribution / active EE | $329 | $1,070-69.2% | $2,356-86.0% | $2,706-87.8% |
| Participant deferral / active EE | $1,886 | $2,576-26.8% | $3,849-51.0% | $4,562-58.7% |
| Admin fee / account holder | $200 | $110+81.8% | $6,181-96.8% | $152+32.1% |