Retirement plan

NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC 401K PLAN

Name: NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC - NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC 401K PLAN (2016) Form 5500
Creator: NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC 401K PLAN, NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC

NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLCEIN 84-1439630Plan #001PY 2016

1236 E. ELIZABETH STREET, SUITE 1 - FORT COLLINS, CO 80524970-224-2985ncaphealth.comLinkedIn51-200 employeesmedical practice

Prospect flagsHigh feesHigh assets / participant

Top hat statement on fileNQDC

Filed March 10, 2015

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$36.2M

+19.8% from 2015

Total participants

137

+4.6% from 2015

Average account balance

$264,339

+14.6% from 2015

Annual return

10.13%

+9.36 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$66.78M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$510K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

131

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$49K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1566

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 by compensation

Provider	Service type	Compensation
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING Service code 27 · EIN 45-5091060	Advisory (Plan)	$85,061
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632	Advisory (Plan)	$12,687
LPL FINANCIAL1 year Service code 27 · EIN 95-2834236	Advisory (Plan)	$7,667
MERRILL LYNCH PIERCE FENNER & SMITH1 year Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 · EIN 13-5674085	Advisory (Plan)	$6,644
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 64 · EIN 20-0937408	Recordkeeping Fees	$6,357
AMERICAN FUNDS1 year Filed as: TJT CAPITAL GROUP Service code 27 9 W. BROAD ST. · STANFORD, CT 069023734	Advisory (Plan)	$6,308
EPIC RETIREMENT PLAN SERVICES1 year Filed as: TPP RETIREMENT PLAN SPECIALISTS Service code 13 · EIN 20-1301962	Contract Administrator	$6,296
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MML INVESTORS, LLC Service code 27 · EIN 04-3523567	Advisory (Plan)	$5,869
IFAM CAPITAL1 year Service code 27 · EIN 20-3508442	Advisory (Plan)	$5,225
STACY HERING ASTOR & ASSOCIATES1 year Service code 27 · EIN 33-0382340	Advisory (Plan)	$5,061

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$101K

$813 / participant

Contract admin$101K100.0%

% of EOY assets

0.278%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SOUKUP, BUSH, & ASSOCIATES, P.C.
Auditor EIN: 841128248
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$264,339

$46,732+465.7%

$156,552+68.9%

$55,167+379.2%

Participation rate

100.0%

65.8%+34.2pp

84.0%+16.0pp

69.0%+31.0pp

Annual return

10.13%

17.72%-7.6pp

32.23%-22.1pp

169.23%-159.1pp

Employer contribution / active EE

$20,039

$2,105+851.9%

$5,501+264.3%

$1,963+921.1%

Participant deferral / active EE

$11,982

$2,204+443.6%

$4,871+146.0%

$3,054+292.3%

Admin fee / account holder

$736

$418+75.8%

$13,028-94.4%

$504+46.0%

Provider

Service type

Compensation

CREATIVE PLANNING LLC1 year

Filed as: CREATIVE PLANNING

Service code 27 · EIN 45-5091060

Advisory (Plan)

$85,061

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY

Service code 27 · EIN 26-4310632

Advisory (Plan)

$12,687

LPL FINANCIAL1 year

Service code 27 · EIN 95-2834236

Advisory (Plan)

$7,667

MERRILL LYNCH PIERCE FENNER & SMITH1 year

Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI

Service code 27 · EIN 13-5674085

Advisory (Plan)

$6,644

TD AMERITRADE, INC.1 year

Filed as: TD AMERITRADE

Service code 64 · EIN 20-0937408

Recordkeeping Fees

$6,357

AMERICAN FUNDS1 year

Filed as: TJT CAPITAL GROUP

Service code 27

9 W. BROAD ST. · STANFORD, CT 069023734

Advisory (Plan)

$6,308

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: TPP RETIREMENT PLAN SPECIALISTS

Service code 13 · EIN 20-1301962

Contract Administrator

$6,296

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MML INVESTORS, LLC

Service code 27 · EIN 04-3523567

Advisory (Plan)

$5,869

IFAM CAPITAL1 year

Service code 27 · EIN 20-3508442

Advisory (Plan)

$5,225

STACY HERING ASTOR & ASSOCIATES1 year

Service code 27 · EIN 33-0382340

Advisory (Plan)

$5,061

NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC 401K PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTHERN COLORADO ANESTHESIA PROFESSIONALS, PLLC 401K PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion