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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,959 | $125,797+213.2% | $170,043+131.7% | $75,173+424.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 24.54% | 27.20%-2.7pp | 53.40%-28.9pp | 160.72%-136.2pp |
| Employer contribution / active EE | $4,643 | $4,616+0.6% | $6,790-31.6% | $2,671+73.8% |
| Participant deferral / active EE | $21,521 | $6,838+214.7% | $10,410+106.7% | $4,126+421.6% |
| Admin fee / account holder | $50,149 | $8,177+513.3% | $12,824+291.1% | $5,651+787.5% |