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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,870 | $123,793+246.4% | $177,840+141.2% | $79,852+437.1% |
| Participation rate | 97.1% | 84.7%+12.5pp | 87.7%+9.4pp | 69.6%+27.5pp |
| Annual return | 26.59% | 22.82%+3.8pp | 48.32%-21.7pp | 31.72%-5.1pp |
| Employer contribution / active EE | $4,344 | $4,095+6.1% | $5,919-26.6% | $2,471+75.8% |
| Participant deferral / active EE | $16,233 | $5,956+172.5% | $7,714+110.4% | $3,740+334.0% |
| Admin fee / account holder | $22,331 | $7,243+208.3% | $12,431+79.6% | $5,306+320.8% |