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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,569 | $82,028+210.3% | $123,105+106.8% | $59,633+326.9% |
| Participation rate | 94.2% | 83.2%+11.0pp | 86.8%+7.5pp | 68.7%+25.6pp |
| Annual return | 1.86% | 5.12%-3.3pp | 13.22%-11.4pp | 2041.45%-2039.6pp |
| Employer contribution / active EE | $5,264 | $3,297+59.7% | $5,151+2.2% | $2,203+139.0% |
| Participant deferral / active EE | $19,510 | $4,667+318.1% | $6,229+213.2% | $3,192+511.3% |
| Admin fee / account holder | $12,876 | $5,879+119.0% | $9,014+42.8% | $4,297+199.7% |