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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,566 | $125,184+59.4% | $105,607+89.0% | $145,884+36.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.93% | 225.00%-213.1pp | 116.11%-104.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $4,715 | $3,720+26.8% | $3,167+48.9% | $4,662+1.1% |
| Participant deferral / active EE | $18,265 | $5,714+219.7% | $5,011+264.5% | $6,690+173.0% |
| Admin fee / account holder | $6,175 | $17,133-64.0% | $10,958-43.6% | $13,392-53.9% |