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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,407 | $132,099+63.8% | $115,599+87.2% | $138,895+55.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 9.38% | 176.76%-167.4pp | 111.10%-101.7pp | 145.39%-136.0pp |
| Employer contribution / active EE | $3,637 | $3,416+6.5% | $2,955+23.1% | $4,194-13.3% |
| Participant deferral / active EE | $16,005 | $5,617+184.9% | $4,889+227.3% | $6,396+150.2% |
| Admin fee / account holder | $2,459 | $15,650-84.3% | $12,841-80.9% | $12,562-80.4% |