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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,065 | $105,861+38.0% | $90,756+60.9% | $134,509+8.6% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -20.83% | -10.99%-9.8pp | -12.16%-8.7pp | 418.13%-439.0pp |
| Employer contribution / active EE | $4,416 | $3,463+27.5% | $2,922+51.1% | $4,741-6.8% |
| Participant deferral / active EE | $15,734 | $5,217+201.6% | $4,565+244.7% | $6,400+145.8% |
| Admin fee / account holder | $18,392 | $13,938+32.0% | $8,445+117.8% | $11,427+61.0% |