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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,674 | $95,601+49.2% | $77,183+84.9% | $139,456+2.3% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.28% | 54.96%-40.7pp | 37.89%-23.6pp | 373.45%-359.2pp |
| Employer contribution / active EE | $2,463 | $3,145-21.7% | $2,534-2.8% | $4,753-48.2% |
| Participant deferral / active EE | $16,017 | $4,623+246.5% | $3,833+317.9% | $6,711+138.6% |
| Admin fee / account holder | $1,479 | $8,302-82.2% | $5,475-73.0% | $11,407-87.0% |