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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,843 | $105,929-12.4% | $81,716+13.6% | $158,966-41.6% |
| Participation rate | 85.7% | 75.6%+10.1pp | 72.0%+13.7pp | 82.0%+3.8pp |
| Annual return | 32.02% | 38.19%-6.2pp | 29.49%+2.5pp | 302.95%-270.9pp |
| Employer contribution / active EE | $0 | $7,802-100.0% | $4,310-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,134 | $13,007-83.6% | $7,108-70.0% | $5,983-64.3% |
| Admin fee / account holder | $844 | $8,492-90.1% | $5,159-83.6% | $11,250-92.5% |