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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,701 | $88,585+25.0% | $69,884+58.4% | $134,532-17.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -17.91% | 442.80%-460.7pp | 190.81%-208.7pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,215 | $3,235-31.5% | $2,560-13.5% | $4,741-53.3% |
| Participant deferral / active EE | $14,021 | $4,770+194.0% | $3,848+264.4% | $6,401+119.0% |
| Admin fee / account holder | $1,256 | $10,441-88.0% | $6,266-80.0% | $11,429-89.0% |