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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,954 | $160,040-46.3% | $147,096-41.6% | $145,877-41.1% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 9.12% | 98.49%-89.4pp | 419.75%-410.6pp | 551.28%-542.2pp |
| Employer contribution / active EE | $1,279 | $5,289-75.8% | $4,936-74.1% | $4,663-72.6% |
| Participant deferral / active EE | $5,427 | $8,429-35.6% | $8,071-32.8% | $6,691-18.9% |
| Admin fee / account holder | $130 | $15,050-99.1% | $13,005-99.0% | $13,402-99.0% |