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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,576 | $157,276-18.9% | $141,177-9.6% | $152,885-16.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.29% | 64.33%-45.0pp | 71.40%-52.1pp | 345.39%-326.1pp |
| Employer contribution / active EE | $2,916 | $5,262-44.6% | $4,736-38.4% | $4,763-38.8% |
| Participant deferral / active EE | $8,137 | $7,110+14.4% | $6,710+21.3% | $5,851+39.1% |
| Admin fee / account holder | $571 | $12,123-95.3% | $10,263-94.4% | $11,598-95.1% |