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| Provider | Service type | Compensation |
|---|---|---|
BAUER CAPTAIN AND JOHNSON3+ years Filed as: BAUER CAPTAIN & JOHNSON Service code 27 · EIN 86-0814757 6720 N SCOTTSDALE RD · SCOTTSDALE, AZ 85253 | Advisory (Plan) | $32,718 |
Filed as: TRANSAMERICA RETIREMENT Service code 15 · EIN 31-1281022 | Recordkeeping | $19,595 |
Service code 27 · EIN 68-0567456 | Advisory (Plan) | $6,543 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,095 | $55,453+105.8% | $170,435-33.1% | $62,293+83.2% |
| Participation rate | 99.3% | 66.4%+32.9pp | 83.6%+15.7pp | 69.5%+29.8pp |
| Annual return | 15.38% | 21.38%-6.0pp | 205.94%-190.6pp | 28.90%-13.5pp |
| Employer contribution / active EE | $6,315 | $2,164+191.8% | $5,432+16.2% | $2,042+209.2% |
| Participant deferral / active EE | $3,998 | $2,303+73.6% | $4,939-19.1% | $3,169+26.1% |
| Admin fee / account holder | $449 | $455-1.4% | $13,881-96.8% | $479-6.4% |