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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,131 | $29,319+135.8% | $52,425+31.9% | $82,448-16.2% |
| Participation rate | 23.3% | 46.9%-23.5pp | 55.6%-32.3pp | 68.1%-44.7pp |
| Annual return | 3.64% | 535.20%-531.6pp | 302.12%-298.5pp | 41.64%-38.0pp |
| Employer contribution / active EE | $570 | $586-2.8% | $914-37.7% | $2,551-77.7% |
| Participant deferral / active EE | $2,461 | $1,171+110.1% | $1,790+37.5% | $4,139-40.5% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |