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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,131 | $36,948+87.1% | $73,658-6.1% | $87,485-21.0% |
| Participation rate | 23.3% | 46.8%-23.5pp | 57.0%-33.7pp | 68.9%-45.6pp |
| Annual return | 3.64% | 28.64%-25.0pp | 29.72%-26.1pp | 26.06%-22.4pp |
| Employer contribution / active EE | $570 | $670-14.9% | $1,032-44.8% | $2,596-78.1% |
| Participant deferral / active EE | $2,461 | $1,379+78.5% | $2,062+19.4% | $4,274-42.4% |
| Admin fee / account holder | $0 | $2,531-100.0% | $3,357-100.0% | $7,775-100.0% |