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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,344 | $84,464-38.0% | $61,399-14.7% | $134,509-61.1% |
| Participation rate | 17.4% | 62.2%-44.8pp | 52.6%-35.2pp | 81.2%-63.8pp |
| Annual return | -0.13% | 585.06%-585.2pp | 338.81%-338.9pp | 418.13%-418.3pp |
| Employer contribution / active EE | $140 | $1,545-91.0% | $1,159-87.9% | $4,741-97.1% |
| Participant deferral / active EE | $2,277 | $2,818-19.2% | $2,124+7.2% | $6,400-64.4% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,131-100.0% | $11,427-100.0% |