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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,271 | $165,939-86.6% | $122,354-81.8% | $147,586-84.9% |
| Participation rate | 73.9% | 79.6%-5.7pp | 71.6%+2.3pp | 82.8%-8.9pp |
| Annual return | 6.28% | 34.56%-28.3pp | 30.28%-24.0pp | 578.59%-572.3pp |
| Employer contribution / active EE | $1,858 | $5,754-67.7% | $4,051-54.1% | $4,876-61.9% |
| Participant deferral / active EE | $1,368 | $4,005-65.8% | $3,287-58.4% | $5,439-74.8% |
| Admin fee / account holder | $23,853 | $7,425+221.3% | $5,479+335.4% | $10,886+119.1% |