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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,099 | $156,970-85.3% | $121,210-80.9% | $139,487-83.4% |
| Participation rate | 26.1% | 76.5%-50.4pp | 69.5%-43.5pp | 80.3%-54.2pp |
| Annual return | 10.25% | 1477.10%-1466.9pp | 987.41%-977.2pp | 373.84%-363.6pp |
| Employer contribution / active EE | $868 | $5,546-84.3% | $4,171-79.2% | $4,755-81.7% |
| Participant deferral / active EE | $1,934 | $4,849-60.1% | $4,084-52.6% | $6,713-71.2% |
| Admin fee / account holder | $8,648 | $6,947+24.5% | $5,647+53.1% | $11,407-24.2% |