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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,971 | $152,591-84.9% | $117,529-80.5% | $134,545-82.9% |
| Participation rate | 38.9% | 77.1%-38.2pp | 70.6%-31.7pp | 81.2%-42.3pp |
| Annual return | -15.56% | 53.04%-68.6pp | 29.77%-45.3pp | 418.37%-433.9pp |
| Employer contribution / active EE | $1,263 | $5,576-77.4% | $4,179-69.8% | $4,742-73.4% |
| Participant deferral / active EE | $3,156 | $4,821-34.5% | $4,072-22.5% | $6,401-50.7% |
| Admin fee / account holder | $778 | $7,004-88.9% | $5,645-86.2% | $11,431-93.2% |