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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,164 | $133,981-50.6% | $112,249-41.1% | $134,532-50.8% |
| Participation rate | 59.1% | 78.6%-19.5pp | 75.1%-16.0pp | 81.2%-22.1pp |
| Annual return | -14.84% | 47.16%-62.0pp | 27.48%-42.3pp | 418.27%-433.1pp |
| Employer contribution / active EE | $2,228 | $4,040-44.9% | $3,636-38.7% | $4,741-53.0% |
| Participant deferral / active EE | $6,105 | $5,292+15.4% | $4,729+29.1% | $6,401-4.6% |
| Admin fee / account holder | $653 | $7,492-91.3% | $6,412-89.8% | $11,429-94.3% |