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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,803 | $87,546-18.0% | $75,784-5.3% | $125,389-42.7% |
| Participation rate | 66.7% | 80.2%-13.5pp | 75.8%-9.2pp | 83.2%-16.5pp |
| Annual return | -1.69% | 13.49%-15.2pp | 9.68%-11.4pp | 282.24%-283.9pp |
| Employer contribution / active EE | $562 | $3,930-85.7% | $3,323-83.1% | $4,866-88.4% |
| Participant deferral / active EE | $5,436 | $4,230+28.5% | $3,652+48.9% | $5,352+1.6% |
| Admin fee / account holder | $878 | $6,503-86.5% | $5,300-83.4% | $9,541-90.8% |