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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,221 | $115,814-54.0% | $101,275-47.4% | $158,982-66.5% |
| Participation rate | 64.7% | 79.4%-14.7pp | 75.8%-11.1pp | 82.0%-17.3pp |
| Annual return | 10.87% | 56.16%-45.3pp | 46.48%-35.6pp | 302.99%-292.1pp |
| Employer contribution / active EE | $2,201 | $4,176-47.3% | $3,660-39.9% | $4,763-53.8% |
| Participant deferral / active EE | $5,025 | $4,958+1.3% | $4,371+15.0% | $5,983-16.0% |
| Admin fee / account holder | $8,175 | $7,249+12.8% | $5,948+37.4% | $11,252-27.3% |