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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,630 | $202,430-82.9% | $169,369-79.6% | $139,427-75.2% |
| Participation rate | 85.0% | 81.1%+3.9pp | 77.2%+7.8pp | 80.3%+4.7pp |
| Annual return | 19.31% | 531.86%-512.5pp | 405.70%-386.4pp | 373.27%-354.0pp |
| Employer contribution / active EE | $6,890 | $4,690+46.9% | $4,011+71.8% | $4,752+45.0% |
| Participant deferral / active EE | $4,703 | $6,938-32.2% | $6,221-24.4% | $6,711-29.9% |
| Admin fee / account holder | $567 | $10,716-94.7% | $9,009-93.7% | $11,404-95.0% |