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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,630 | $202,463-82.9% | $169,397-79.6% | $139,487-75.2% |
| Participation rate | 85.0% | 81.1%+3.9pp | 77.2%+7.8pp | 80.3%+4.7pp |
| Annual return | 19.31% | 532.64%-513.3pp | 406.23%-386.9pp | 373.84%-354.5pp |
| Employer contribution / active EE | $6,890 | $4,694+46.8% | $4,013+71.7% | $4,755+44.9% |
| Participant deferral / active EE | $4,703 | $6,941-32.2% | $6,223-24.4% | $6,713-29.9% |
| Admin fee / account holder | $567 | $10,726-94.7% | $9,017-93.7% | $11,407-95.0% |