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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,051 | $190,916-82.2% | $160,037-78.7% | $134,545-74.7% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.0%-7.4pp | 81.2%-10.6pp |
| Annual return | -14.11% | 552.79%-566.9pp | 408.95%-423.1pp | 418.37%-432.5pp |
| Employer contribution / active EE | $6,698 | $4,996+34.1% | $4,226+58.5% | $4,742+41.3% |
| Participant deferral / active EE | $5,348 | $6,925-22.8% | $6,184-13.5% | $6,401-16.5% |
| Admin fee / account holder | $834 | $10,497-92.1% | $8,716-90.4% | $11,431-92.7% |