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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,709 | $227,541-87.8% | $189,544-85.4% | $167,497-83.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 8.31% | 78.42%-70.1pp | 64.18%-55.9pp | 478.62%-470.3pp |
| Employer contribution / active EE | $9,366 | $5,314+76.2% | $4,411+112.3% | $4,838+93.6% |
| Participant deferral / active EE | $6,084 | $7,002-13.1% | $6,174-1.4% | $6,341-4.1% |
| Admin fee / account holder | $1,299 | $11,879-89.1% | $9,808-86.8% | $12,310-89.4% |