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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,439 | $97,729-23.8% | $83,830-11.2% | $135,379-45.0% |
| Participation rate | 30.4% | 80.0%-49.5pp | 76.1%-45.7pp | 82.6%-52.2pp |
| Annual return | -8.85% | 1287.52%-1296.4pp | 850.97%-859.8pp | 519.79%-528.6pp |
| Employer contribution / active EE | $1,287 | $4,222-69.5% | $3,631-64.6% | $4,779-73.1% |
| Participant deferral / active EE | $3,081 | $4,683-34.2% | $4,082-24.5% | $5,609-45.1% |
| Admin fee / account holder | $854 | $6,674-87.2% | $5,479-84.4% | $10,828-92.1% |