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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,258 | $106,008-4.5% | $92,240+9.8% | $147,586-31.4% |
| Participation rate | 22.7% | 80.4%-57.7pp | 76.5%-53.8pp | 82.8%-60.1pp |
| Annual return | 17.44% | 50.05%-32.6pp | 176.29%-158.9pp | 578.59%-561.2pp |
| Employer contribution / active EE | $982 | $4,333-77.3% | $3,680-73.3% | $4,876-79.9% |
| Participant deferral / active EE | $2,608 | $4,478-41.8% | $3,897-33.1% | $5,439-52.0% |
| Admin fee / account holder | $1,107 | $6,333-82.5% | $5,194-78.7% | $10,886-89.8% |