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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,757 | $99,345-9.7% | $84,753+5.9% | $273,972-67.2% |
| Participation rate | 18.2% | 80.7%-62.5pp | 76.6%-58.4pp | 83.0%-64.8pp |
| Annual return | 6.20% | 22.93%-16.7pp | 22.78%-16.6pp | 41.46%-35.3pp |
| Employer contribution / active EE | $685 | $4,214-83.7% | $3,574-80.8% | $4,869-85.9% |
| Participant deferral / active EE | $1,971 | $4,270-53.8% | $3,712-46.9% | $5,287-62.7% |
| Admin fee / account holder | $650 | $6,645-90.2% | $5,333-87.8% | $10,133-93.6% |