Retirement plan

MURR SILER & ACCOMAZZO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST

Name: MURR SILER & ACCOMAZZO, P.C. - MURR SILER & ACCOMAZZO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST (2018) Form 5500
Creator: MURR SILER & ACCOMAZZO, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MURR SILER & ACCOMAZZO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST, MURR SILER & ACCOMAZZO, P.C.

MURR SILER & ACCOMAZZO, P.C.EIN 84-1203371Plan #002PY 2018

410 17TH STREET, SUITE 2400 - DENVER, CO 80202303-534-2277msa.legalLinkedIn11-50 employeeslaw practice

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$3.2M

+7.2% from 2017

Total participants

-25.0% from 2017

Average account balance

$106,990

+39.4% from 2017

Annual return

4.28%

-55.01 pp from 2017

Benchmarks

See 116,771 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort116,771 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$5.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$157K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$179K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7560

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111	Recordkeeping Fees	$20,993
FIRST ASSET FINANCIAL2 years Filed as: FIRST ASSET FINANCIAL INC Service code 55	Other Commissions	$8,429
GOLDLEAF PARTNERS2 years Filed as: GOLDLEAF PARTNERS SERVICES INC Service code 13	Contract Administrator	$1,554
LEAFHOUSE FINANCIAL ADVISORS, LLC2 years Filed as: LEAFHOUSE FINANCIAL ADVISORS Service code 99 6011 WEST COURTYARD DR STE 405 · AUSTIN, TX 78730	Other Fees	$846
GOLDLEAF PARTNERS2 years Filed as: GOLDLEAF PARTNERS SERVICES Service code 13 PO BOX 806 · BRAINERD, MN 56401	Contract Administrator	$260
FIRST ASSET FINANCIAL2 years Service code 55 PO BOX 1364 · SALINA, KS 67402	Other Commissions	$0

Plan features & details

Pension benefit codes2A2E2J2K2F2G3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$94K

$3932 / participant

Other / not subdivided$94K100.0%

% of EOY assets

2.940%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$106,990

$138,065-22.5%

$123,544-13.4%

$135,375-21.0%

Participation rate

100.0%

84.7%+15.3pp

82.3%+17.7pp

82.6%+17.4pp

Annual return

4.28%

153.68%-149.4pp

119.20%-114.9pp

519.73%-515.5pp

Employer contribution / active EE

$2,970

$5,151-42.3%

$4,628-35.8%

$4,779-37.9%

Participant deferral / active EE

$3,733

$6,799-45.1%

$6,426-41.9%

$5,609-33.4%

Admin fee / account holder

$3,145

$10,916-71.2%

$9,284-66.1%

$10,827-71.0%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111

Recordkeeping Fees

$20,993

FIRST ASSET FINANCIAL2 years

Filed as: FIRST ASSET FINANCIAL INC

Service code 55

Other Commissions

$8,429

GOLDLEAF PARTNERS2 years

Filed as: GOLDLEAF PARTNERS SERVICES INC

Service code 13

Contract Administrator

$1,554

LEAFHOUSE FINANCIAL ADVISORS, LLC2 years

Filed as: LEAFHOUSE FINANCIAL ADVISORS

Service code 99

6011 WEST COURTYARD DR STE 405 · AUSTIN, TX 78730

Other Fees

$846

GOLDLEAF PARTNERS2 years

Filed as: GOLDLEAF PARTNERS SERVICES

Service code 13

PO BOX 806 · BRAINERD, MN 56401

Contract Administrator

$260

FIRST ASSET FINANCIAL2 years

Service code 55

PO BOX 1364 · SALINA, KS 67402

Other Commissions

MURR SILER & ACCOMAZZO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MURR SILER & ACCOMAZZO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion