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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,352 | $176,077+6.4% | $159,455+17.5% | $167,518+11.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.13% | 331.83%-319.7pp | 263.63%-251.5pp | 478.71%-466.6pp |
| Employer contribution / active EE | $10,628 | $5,298+100.6% | $4,830+120.0% | $4,838+119.7% |
| Participant deferral / active EE | $7,375 | $7,751-4.9% | $7,353+0.3% | $6,342+16.3% |
| Admin fee / account holder | $711 | $12,556-94.3% | $10,800-93.4% | $12,312-94.2% |