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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,302 | $150,447-5.4% | $136,298+4.4% | $147,586-3.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.73% | 1049.15%-1040.4pp | 5156.27%-5147.5pp | 578.59%-569.9pp |
| Employer contribution / active EE | $11,875 | $5,256+125.9% | $4,696+152.9% | $4,876+143.5% |
| Participant deferral / active EE | $6,680 | $6,631+0.7% | $6,247+6.9% | $5,439+22.8% |
| Admin fee / account holder | $2,856 | $10,906-73.8% | $9,244-69.1% | $10,886-73.8% |