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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,668 | $154,159+14.6% | $130,026+35.9% | $139,456+26.7% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.5%+14.4pp | 80.3%+12.5pp |
| Annual return | 11.01% | 32.50%-21.5pp | -137.26%+148.3pp | 373.45%-362.4pp |
| Employer contribution / active EE | $9,715 | $5,292+83.6% | $4,321+124.8% | $4,753+104.4% |
| Participant deferral / active EE | $6,498 | $6,710-3.2% | $5,821+11.6% | $6,711-3.2% |
| Admin fee / account holder | $370 | $14,001-97.4% | $10,608-96.5% | $11,407-96.8% |