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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $44,392 |
CREATIVE PLANNING LLC1 year Service code 27 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $17,965 |
Service code 27 444 W 47TH ST STE 900 · KANSAS CITY, MO 64112 | Advisory (Plan) | $16,080 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $9,486 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,306 | $106,236-39.5% | $112,249-42.7% | $64,819-0.8% |
| Participation rate | 62.7% | 71.7%-9.0pp | 75.1%-12.4pp | 71.5%-8.8pp |
| Annual return | -12.80% | -6.02%-6.8pp | 27.48%-40.3pp | 32.84%-45.6pp |
| Employer contribution / active EE | $754 | $3,166-76.2% | $3,636-79.3% | $2,507-69.9% |
| Participant deferral / active EE | $3,810 | $3,785+0.7% | $4,729-19.4% | $4,311-11.6% |
| Admin fee / account holder | $243 | $452-46.3% | $6,412-96.2% | $188+29.2% |