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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,591 | $154,754-25.3% | $124,206-6.9% | $138,895-16.8% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.6%+5.4pp | 79.9%-4.9pp |
| Annual return | 12.16% | 709.28%-697.1pp | 515.27%-503.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $1,009 | $4,446-77.3% | $3,540-71.5% | $4,194-76.0% |
| Participant deferral / active EE | $4,033 | $4,621-12.7% | $3,968+1.7% | $6,396-36.9% |
| Admin fee / account holder | $5,192 | $6,690-22.4% | $5,929-12.4% | $12,562-58.7% |