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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,300 | $169,336-46.7% | $129,384-30.2% | $145,884-38.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 16.94% | 14408.70%-14391.8pp | 9461.77%-9444.8pp | 551.85%-534.9pp |
| Employer contribution / active EE | $993 | $5,540-82.1% | $4,153-76.1% | $4,662-78.7% |
| Participant deferral / active EE | $5,618 | $4,985+12.7% | $4,166+34.9% | $6,690-16.0% |
| Admin fee / account holder | $1,398 | $9,912-85.9% | $7,686-81.8% | $13,392-89.6% |