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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,985 | $176,688-72.3% | $130,660-62.5% | $152,885-68.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 30.81% | 2693.08%-2662.3pp | 1709.29%-1678.5pp | 345.39%-314.6pp |
| Employer contribution / active EE | $1,018 | $5,743-82.3% | $4,092-75.1% | $4,763-78.6% |
| Participant deferral / active EE | $4,533 | $4,362+3.9% | $3,603+25.8% | $5,851-22.5% |
| Admin fee / account holder | $1,058 | $7,131-85.2% | $5,463-80.6% | $11,598-90.9% |