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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,447 | $133,983-66.1% | $112,244-59.5% | $134,493-66.2% |
| Participation rate | 52.4% | 78.6%-26.2pp | 75.1%-22.7pp | 81.2%-28.8pp |
| Annual return | -19.77% | 47.13%-66.9pp | 27.46%-47.2pp | 418.01%-437.8pp |
| Employer contribution / active EE | $2,089 | $4,039-48.3% | $3,635-42.5% | $4,740-55.9% |
| Participant deferral / active EE | $5,248 | $5,291-0.8% | $4,728+11.0% | $6,400-18.0% |
| Admin fee / account holder | $712 | $7,490-90.5% | $6,411-88.9% | $11,425-93.8% |