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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,447 | $133,998-66.1% | $112,263-59.5% | $134,545-66.2% |
| Participation rate | 52.4% | 78.6%-26.2pp | 75.1%-22.7pp | 81.2%-28.9pp |
| Annual return | -19.77% | 47.17%-66.9pp | 27.49%-47.3pp | 418.37%-438.1pp |
| Employer contribution / active EE | $2,089 | $4,040-48.3% | $3,636-42.5% | $4,742-55.9% |
| Participant deferral / active EE | $5,248 | $5,292-0.8% | $4,729+11.0% | $6,401-18.0% |
| Admin fee / account holder | $712 | $7,493-90.5% | $6,410-88.9% | $11,431-93.8% |