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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,361 | $124,351-63.5% | $109,188-58.5% | $167,553-72.9% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.9%-13.4pp | 82.1%-19.6pp |
| Annual return | 11.12% | 26.04%-14.9pp | 25.76%-14.6pp | 478.89%-467.8pp |
| Employer contribution / active EE | $2,197 | $4,210-47.8% | $3,723-41.0% | $4,840-54.6% |
| Participant deferral / active EE | $6,042 | $5,257+14.9% | $4,654+29.8% | $6,343-4.7% |
| Admin fee / account holder | $669 | $7,975-91.6% | $6,755-90.1% | $12,316-94.6% |