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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,109 | $110,379-48.3% | $102,412-44.2% | $145,884-60.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.86% | 24.84%-14.0pp | 24.94%-14.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $4,308 | $4,216+2.2% | $3,870+11.3% | $4,662-7.6% |
| Participant deferral / active EE | $11,180 | $5,622+98.9% | $5,060+120.9% | $6,690+67.1% |
| Admin fee / account holder | $5,749 | $9,745-41.0% | $8,388-31.5% | $13,392-57.1% |