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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,044 | $63,346-38.4% | $92,240-57.7% | $70,126-44.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 5.55% | 530.19%-524.6pp | 176.29%-170.7pp | 73.15%-67.6pp |
| Employer contribution / active EE | $826 | $2,471-66.6% | $3,680-77.6% | $2,343-64.7% |
| Participant deferral / active EE | $1,604 | $2,854-43.8% | $3,897-58.8% | $3,332-51.8% |
| Admin fee / account holder | $6,645 | $3,841+73.0% | $5,194+27.9% | $4,645+43.0% |