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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,917 | $73,988-54.2% | $96,538-64.9% | $75,177-54.9% |
| Participation rate | 67.3% | 66.4%+0.9pp | 74.3%-7.0pp | 67.2%+0.1pp |
| Annual return | 14.17% | 26.73%-12.6pp | 35.74%-21.6pp | 160.75%-146.6pp |
| Employer contribution / active EE | $2,341 | $2,930-20.1% | $3,740-37.4% | $2,671-12.4% |
| Participant deferral / active EE | $1,926 | $3,660-47.4% | $4,880-60.5% | $4,126-53.3% |
| Admin fee / account holder | $10,415 | $5,220+99.5% | $6,737+54.6% | $5,651+84.3% |