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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,883 | $56,894-29.9% | $84,753-52.9% | $62,881-36.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.59% | 6.30%-2.7pp | 22.78%-19.2pp | 20.14%-16.6pp |
| Employer contribution / active EE | $759 | $2,400-68.4% | $3,574-78.8% | $2,281-66.7% |
| Participant deferral / active EE | $1,460 | $2,709-46.1% | $3,712-60.7% | $3,203-54.4% |
| Admin fee / account holder | $11,746 | $3,581+228.0% | $5,333+120.2% | $4,296+173.4% |