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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,208 | $106,749+45.4% | $145,433+6.7% | $82,448+88.3% |
| Participation rate | 90.6% | 75.6%+15.0pp | 82.1%+8.5pp | 68.1%+22.6pp |
| Annual return | 12.44% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $3,662 | $3,444+6.3% | $4,554-19.6% | $2,551+43.5% |
| Participant deferral / active EE | $8,773 | $6,519+34.6% | $7,897+11.1% | $4,139+111.9% |
| Admin fee / account holder | $2,138 | $8,390-74.5% | $13,129-83.7% | $7,234-70.4% |