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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,208 | $106,524+45.7% | $152,301+1.9% | $87,485+77.4% |
| Participation rate | 90.6% | 75.8%+14.9pp | 82.4%+8.2pp | 68.9%+21.7pp |
| Annual return | 12.44% | 26.89%-14.4pp | 80.50%-68.1pp | 26.06%-13.6pp |
| Employer contribution / active EE | $3,662 | $3,371+8.6% | $4,624-20.8% | $2,596+41.0% |
| Participant deferral / active EE | $8,773 | $6,525+34.4% | $8,004+9.6% | $4,274+105.3% |
| Admin fee / account holder | $2,138 | $8,287-74.2% | $14,398-85.1% | $7,775-72.5% |