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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,208 | $107,421+44.5% | $182,262-14.8% | $94,015+65.1% |
| Participation rate | 90.6% | 77.8%+12.8pp | 84.2%+6.4pp | 70.8%+19.8pp |
| Annual return | 12.44% | 21.32%-8.9pp | 140.60%-128.2pp | 17.84%-5.4pp |
| Employer contribution / active EE | $3,662 | $3,448+6.2% | $5,046-27.4% | $2,790+31.2% |
| Participant deferral / active EE | $8,773 | $6,558+33.8% | $8,276+6.0% | $4,249+106.4% |
| Admin fee / account holder | $2,138 | $8,692-75.4% | $16,712-87.2% | $8,951-76.1% |