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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,173 | $59,448+60.1% | $93,696+1.6% | $74,459+27.8% |
| Participation rate | 54.5% | 59.6%-5.2pp | 68.7%-14.3pp | 67.2%-12.8pp |
| Annual return | 10.88% | 82.11%-71.2pp | 133.74%-122.9pp | 1369.70%-1358.8pp |
| Employer contribution / active EE | $4,218 | $1,266+233.1% | $2,422+74.2% | $2,626+60.6% |
| Participant deferral / active EE | $2,206 | $3,052-27.7% | $4,417-50.1% | $4,350-49.3% |
| Admin fee / account holder | $873 | $3,027-71.2% | $8,287-89.5% | $1,945-55.1% |