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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $31,159 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,571 | $49,471+56.8% | $79,583-2.5% | $66,949+15.9% |
| Participation rate | 51.0% | 61.4%-10.4pp | 69.5%-18.5pp | 69.8%-18.8pp |
| Annual return | -16.39% | 84.30%-100.7pp | 0.16%-16.5pp | 1.57%-18.0pp |
| Employer contribution / active EE | $1,078 | $1,266-14.8% | $2,414-55.3% | $2,545-57.6% |
| Participant deferral / active EE | $4,016 | $3,160+27.1% | $3,986+0.8% | $4,239-5.3% |
| Admin fee / account holder | $0 | $595-100.0% | $6,835-100.0% | $594-100.0% |