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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,463 | $54,729+56.2% | $86,235-0.9% | $71,529+19.5% |
| Participation rate | 54.1% | 60.1%-6.0pp | 69.0%-14.8pp | 67.9%-13.8pp |
| Annual return | 14.77% | 20.07%-5.3pp | 1170.03%-1155.3pp | 28.97%-14.2pp |
| Employer contribution / active EE | $1,039 | $1,267-18.0% | $2,381-56.4% | $2,590-59.9% |
| Participant deferral / active EE | $3,118 | $3,110+0.2% | $3,987-21.8% | $4,291-27.3% |
| Admin fee / account holder | $6,633 | $1,921+245.2% | $6,856-3.2% | $1,588+317.6% |